It was at this time we needed to evaluate our budget so we could revamp it to fit our financial needs at the time. There was a point in our budget that we had to stop all retirement investments because my wife lost her job.

You cannot accurately save, pay off debt, invest for retirement needs unless you track your net pay. The game of finance also known as the game of life relies on numbers to get us from A to Z in our budget. In my opinion, without tracking your net pay and income from other sources you’re not financially prepared. That was when we started to track our net pay which gave us the confidence we needed to To be fair, there was a time when I didn’t even know what my net pay was because my hours were all over the place. Often when someone emails me for budgeting help and I ask them how much their net pay is each month, and they can’t tell me. If you’re not into the paper method of budgeting this post is still very important as you’ll still need to track your net pay. There’s something about doing the work by hand rather than typing it into an app that encourages people to continue. The paper and pencil method with a visual binder helps lots of people overcome their fear of budgeting.Ĭonsider the cash envelope system or the budget jars and how these two systems motivate users to stop spending. Using a Budget Binder to track your finances is for those of you who don’t want to rely on technology.

Whether you get paid daily, weekly, bi-weekly, or monthly to create a budget that works for you you’ll need to know your net pay.

Why do you need a net pay income tracker?įor anyone who wants to start budgeting it’s a great idea to know exactly how much money you gross and net each month. How To Start A WordPress Blog (Resources)įree Printable Net Pay Income Tracker For Budget Binder.The Ultimate Canadian Grocery Shopping Guide.Emergency Binder Free Printable Package.Canadian Budget Binder 2023 (50 FREE Printables).Canadian Savings, Deals, Coupons, Codes, Freebies.

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